Health and dental plans

Disability insurance (STD & LTD)

Life and accidental death coverage

Critical illness options

Executive and supplemental benefits

Business owner insurance strategies

Health Care Spending Accounts

Lifestyle Spending accounts

Employee Assistance Programs

New plan design

Cost and coverage benchmarking

Carrier and structure comparisons

Plan sustainability analysis

Renewal strategy and negotiation

Plan performance monitoring

Claims trend analysis

Employee communication support

Aligning benefits with compensation strategy

Supporting retention and recruitment goals

Coordinating benefits with broader financial planning